Homeowners/Condominium-Owners

CCF&N offers custom solutions for primary, secondary, vacation and rental homes and condominiums. Our Florida home insurance team can structure coverage for your most valuable assets; Hurricanes in Florida and on the coast, pose a challenge for many homeowners. Our experienced staff works directly with reputable storm shutter companies and wind inspectors to find the most economic and practical combination or mitigation pricing and insurance pricing. We offer a variety of homeowners insurance options which can be reviewed periodically as market conditions change.
Our carriers offer broad protection to include: extended rebuilding coverage, cash settlement, large loss deductible waivers, equipment breakdown, high internal sub-limits for jewelry & business property, fraud coverage and sinkhole protection as well as complimentary additional services including on-site residential inspections, wildfire and hurricane proactive services, infrared home scans, background checks and personal security services.

Builders Risk – for homes under construction

Very often the builder requires the homeowner to purchase this coverage while the home is under construction. Our Florida insurance agents can secure this coverage to provide insurance protection against losses to the home prior to the CO.

Kidnap, ransom & extortion

In addition to family/household safeguard endorsements to your homeowners policy, kidnap, ransom and extortion protection can help fill gaps that may exist.