Florida Business Insurance

CCF&N has been offering commercial property and insurance services to a wide variety of business clients for more than 35 years. We recognize each business has its own unique business insurance needs that must be properly tailored to geographical and industry specific demands.

We spend time learning about your business, including its potential liabilities and exposures, and listening to you and your needs. Once this is accomplished to our mutual satisfaction, we begin our research to determine the types of insurance coverage you may need.

Basic coverage include protection against loss from fire, lightning strikes, explosions, windstorm damage, smoke damage, commercial auto coverage, vandalism, sinkhole collapse, and damage loss from sprinkler leakage. Broad property insurance coverage is another form of insurance that covers loss from falling objects and accidental water damage. Finally, special property insurance coverage will protect your business against loss from all adverse events that are not specifically excluded by the policy. We will assist you in determining the type of property insurance coverage most appropriate for your business.

Another important type of insurance most businesses should consider is commercial liability insurance. Liability insurance protects the insured in the event of a lawsuit for claims arising from alleged negligence. This coverage provides protection for the duty to defend, the duty to indemnify, and the duty to settle a claim where the insured is proven negligent.

Different types of liability insurance include:

Premises liability: protects the insured against claims filed by another party while they are on the insured’s premises and when the insured is on another party’s premises.

Product liability insurance protects the insured against claims filed by another party for a defective product.

Workers compensation insurance provides for loss of wages and medical benefits for employees who are insured in the course of employment, in exchange for the mandatory relinquishment of the employee’s right to sue the employer for the tort of negligence.

Our available Business Insurance options include:

• Directors & Officers Liability Insurance
• Professional & Fiduciary Liability Insurance
• Employers & Employment Practices Liability Insurance
• Kidnap & Ransom Insurance
• Cyber Liability & Security Insurance